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" Budgets will only work for people who follow them! "
Budget Calculator/ Budget Planner Instructions:
1) Enter your monthly income after taxes.
2) Enter your monthly expense in each box that applies to your situation. (Example: If you do not have a mortgage, but pay rent, do not enter an amount in the "Mortgage Payment" box.
3) Enter additional expenses into the "Monthly Expenses - Additional Expenses" section by entering the name of the expense in the left hand box and the amount of the expense in the right hand box.
4) Enter the amount of savings into the appropriate boxes and use the "Additional Savings" boxes as necessary. Do not enter money that you have already put into a 401K or Retirement Plan at work, since those dollars are already taken out of your paycheck!
5) Press the "Calculate Budget" button to find out how much money you have remaining. If it is a negative number, check your expenses and savings to find out what is causing you to spend more than your make (uh oh!), and if you have money left over (oh ya!), put more money into savings or put it towards "Fun and Entertainment".
6) "View and Print" your budget and stick to your plan. (Budgets will only work for people who follow them!)
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