Personal finance is personal, and now is the time for you to take your finances back into your control. Too much are our daily lives run by the stress of not knowing where we stand financially or by the lack of a plan to get finacially fit. That is why thebudgetcalculator.com provides free tools, such as the free budget planner / calculator, and guidance to help you...Get a Plan. Get Control. Get Happy.

The information provided here is not the answer to everything, not even close. It is, however, a good start and a hope to get you started in the right direction.

Question: Where do I start to take control of my finances?

Answer: If you do not know what finances you have or don't have, you cannot start controlling them, so read each of the sections, but use the Free Budget Planner / Free Budget Calculator to find out where you stand.

• Budget: Find out where you stand by using the free budget calculator / free budget planner and stick to your plan!

• Debt: Learn three techniques for paying off debt and use a great link to a debt calculator!

• Retirement: Start now and see how even a little investment in your future now goes a long way!

• Investing: Learn about "3D Investing" and take some of the fear out of the market. Has a great link to learn how to start investing with only $100!

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